Mexico vs. Canada: Cost of Living Comparison for Expats

Living in Mexico is significantly more affordable than living in Canada. On average, it costs a single person around $982 USD per month to live in Mexico, compared to $2,042 USD in Canada. This makes Canada over 100% more expensive for everyday living.

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Whether you are an expat considering relocation or a global traveler comparing destinations, this article outlines key cost differences between Mexico and Canada. It covers essential categories such as housing, food, transportation, salaries, and healthcare to help you make an informed decision.

This website is designed for readers like you. We have a deep-dive comparison between living expenses in Mexico and Canada. We compare housing, food, transportation, and other miscellaneous expenses. We also compare the average salaries made in each country.

You’ll also want to learn about health insurance options for foreigners in Mexico and Canada.

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Monthly Cost of Living in Mexico vs. Canada

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The average cost of living in Mexico for one person is $982 a month, while the average cost of living in Canada for one person is $2,042 a month. For a family, it costs $2,375 monthly to live in Mexico and $4,548 monthly to live in Canada.

We are presenting the crowd-sourced data collected by LivingCost.org. In this article, we will use USD to represent the monetary values listed.

Disclaimer: These price values are intended to give you an estimate of what prices may be like in either country at any given time. Exact prices are constantly changing due to inflation.

Rent and Housing Costs Compared: Mexico vs. Canada

Housing expenses in Canada can be more than triple what it costs in Mexico. For one person in Mexico, rent on average costs $446 a month while in Canada it costs $1,225 a month. For a family in Mexico, rent costs $782 a month on average while it’s $1,996 a month on average in Canada.

Here are some average housing prices:

  • 1-bedroom apartment downtown: $563 in Mexico vs. $1,185 in Canada
  • A cheap 1-bedroom apartment: $329 in Mexico vs. $1,044 in Canada
  • 3-bedroom apartment downtown: $990 in Mexico vs. $2,058 in Canada
  • A cheap 3-bedroom apartment: $614 in Mexico vs. $1,718 in Canada
  • Utility bill for one person: $42.2 in Mexico vs. $97.10 in Canada
  • Utility bill for a family: $64.90 in Mexico vs. $149 in Canada
  • Internet plan: $28.20 in Mexico vs. $55.80 in Canada
  • Apartment price to buy in a city center: $1,801 in Mexico vs. $7,111 in Canada
  • House price to buy in a suburb: $1,368 in Mexico vs. $5,230 in Canada

Grocery and Dining Costs: Mexico vs. Canada

Food expenses in Mexico on average cost $365 a month while food expenses in Canada cost $557 a month. Both eating out and buying groceries are significantly more affordable in Mexico. Produce like cheese, bananas, oranges, and tomatoes can be quite cheap in Mexico.

Eating out averages:

  • Lunch: $9.97 in Mexico vs. $15.60 in Canada
  • Dinner for 2: $34.50 in Mexico vs. $66.90 in Canada
  • Fast food meal: $8.25 in Mexico vs. $10.10 in Canada
  • Beer in a pub: $2.53 in Mexico vs. $5.57 in Canada
  • Cappuccino: $3.69 in Mexico vs. $3.72 in Canada
  • Pepsi/Coke: $1.30 in Mexico vs. $2.05 in Canada

Grocery averages:

  • 1 qt of milk: $1.49 in Mexico vs. $2.11 in Canada
  • 1.1 lb of bread: $2.04 in Mexico vs. $2.44 in Canada
  • 2.2 lb of rice: $1.57 in Mexico vs. $3.39 in Canada
  • 12 eggs: $2.49 in Mexico vs. $3.41 in Canada
  • 2.2 lb of cheese: $9.03 in Mexico vs. $12.50 in Canada
  • 2.2 lb of chicken: $7.94 in Mexico vs. $12 in Canada
  • 2.2 lb of steak: $11.50 in Mexico vs. $14.70 in Canada
  • 2.2 lb of apples: $2.74 in Mexico vs. $3.89 in Canada
  • 2.2 lb of bananas: $1.41 in Mexico vs. $1.37 in Canada
  • 2.2 lb of oranges: $1.74 in Mexico vs. $3.58 in Canada
  • 2.2 lb of tomatoes: $1.64 in Mexico vs. $3.80 in Canada
  • 2.2 lb of potatoes: $1.88 in Mexico vs. $2.28 in Canada
  • 2.2 lb of onions: $1.77 in Mexico vs. $2.44 in Canada
  • 1 qt of water: $0.69 in Mexico vs. $1.15 in Canada
  • Coca-cola/pepsi: $1.88 in Mexico vs. $2.08 in Canada

Transportation and Commuting Costs in Mexico vs. Canada

The transportation expenses in Mexico are $82.20 a month on average and $130 a month in Canada on average. While it costs about the same to buy gas for a car in both countries (Canada being slightly cheaper), it can be over four times as expensive to use public transportation in Canada.

Transportation average costs:

  • Local transport ticket: $0.65 in Mexico vs. $2.57 in Canada
  • Monthly local transport ticket: $30.10 in Mexico vs. $84.20 in Canada
  • Taxi Ride for 5 miles: $11.90 in Mexico vs. $17.70 in Canada
  • ¼ gallon of gas: $1.31 in Mexico vs. $1.17 in Canada

Other Living Expenses in Mexico and Canada

Comparing other miscellaneous expenses in Mexico vs. in Canada, we see that the average gym memberships in Mexico and Canada are both $39, doctor visits in Mexico are typically under half the cost of doctor visits in Canada, and daycare fees are dramatically more affordable in Mexico.

Here are some miscellaneous living expenses:

  • Gym membership: $39 in Mexico monthly vs. $39.70 in Canada monthly
  • Movie ticket: $4.77 in Mexico vs. $11.50 in Canada
  • Doctor’s Visit: $34.10 in Mexico vs. $74.10 in Canada
  • Haircut: $10.30 in Mexico vs. $16.80 in Canada
  • Brand jeans: $54.80 in Mexico vs. $58 in Canada
  • Brand sneakers: $94.20 in Mexico vs. $89.10 in Canada
  • Daycare or preschool: $279 in Mexico vs. $819 in Canada
  • International primary school: $5,961 in Mexico vs. $13,520 in Canada
  • Cigarette pack: $4.10 in Mexico vs. $12.50 in Canada
  • Cold medicine: $6.24 in Mexico vs. $9.37 in Canada
  • Hair shampoo: $3.66 in Mexico vs. $4.66 in Canada
  • Toilet paper: $2.02 in Mexico vs. $2.92 in Canada
  • Toothpaste: $1.82 in Mexico vs. $2.36 in Canada

Healthcare Costs and Insurance in Mexico vs. Canada

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Healthcare expenses in Mexico and Canada differ significantly due to the structure of their healthcare systems, costs of services, and availability of insurance. Healthcare in Mexico is generally lower than in Canada, especially for private medical services, prescription medications, and insurance. 

Here’s a detailed comparison of the two country’s healthcare systems and expenses.

1. Healthcare System Structure:

  • Canada: Canada has a publicly funded healthcare system, often referred to as Medicare, which provides free basic healthcare services to all residents. This includes doctor visits, hospital stays, and most medical procedures. 

However, some services like prescription drugs, dental care, and vision care are not covered and require out-of-pocket payment or private insurance.

  • Mexico: Mexico has a mixed healthcare system, consisting of public institutions (such as IMSS and Seguro Popular) and private healthcare providers. Public healthcare is available to Mexican citizens and legal residents like expats, often at very low costs or for free. 

Expats and visitors usually rely on private healthcare, which is significantly more affordable than in Canada.

2. Cost of Medical Services:

  • Canada: While basic healthcare services are free, the costs for services not covered by Medicare can be high. Prescription medications, dental services, and vision care can create significant out-of-pocket expenses. Many Canadians have supplemental private insurance to cover these additional costs.
  • Mexico: Medical services in Mexico, especially in the private sector, are much less expensive than in Canada. For example, a routine doctor’s visit in Mexico can cost between $20 to $50 USD, whereas in Canada, the cost without insurance can be much higher. 

Procedures, surgeries, and specialist consultations are also more affordable in Mexico.

3. Prescription Medications:

  • Canada: Prescription drug prices in Canada are regulated, but they can still be expensive. Many Canadians rely on private insurance to cover these costs, or they may pay out-of-pocket.
  • Mexico: Prescription medications in Mexico are typically cheaper than in Canada. Many drugs that require a prescription in Canada can be purchased over the counter in Mexico at lower prices

4. Health Insurance:

  • Canada: Most Canadians rely on the public healthcare system for basic medical needs. Many also have additional private insurance through their employer or purchased individually to cover services not included in the public system.
  • Mexico: Both public and private health insurance options are available. Private health insurance in Mexico is relatively affordable compared to Canada and can provide comprehensive coverage, including access to private hospitals and clinics.

5. Quality and Accessibility:

  • Canada: The quality of healthcare in Canada is high, but there can be long wait times for non-emergency procedures and specialist appointments due to the publicly funded system.
  • Mexico: The quality of healthcare varies, with top-tier private hospitals in major cities offering high-quality care comparable to international standards. Accessibility is generally good, and wait times are shorter than in Canada, especially in the private sector.

It is important for individuals, particularly expats and travelers, to understand the local healthcare landscape and consider purchasing adequate health insurance.

Be sure to learn about the top international health insurance companies for expats in Mexico before you move.

Average Salaries: Mexico Compared to Canada

The average monthly salary after tax in Mexico is $790 versus $2,938 in Canada. The average annual salary after tax in Mexico is $9,480 versus $35,256 in Canada. The average monthly salary can cover 1.4 months of living expenses in Canada compared to 0.8 months in Mexico.

Frequently Asked Questions

Is it cheaper to live in Mexico compared to Canada?

It is generally cheaper to live in Mexico compared to Canada. On average, the cost of living in Mexico is significantly lower, including expenses such as housing, food, transportation, and healthcare. Rent in Mexico can be about 50-70% cheaper than in Canada, and groceries are also less expensive.

How much does rent cost in Mexico compared to Canada?

Rent in Mexico is much cheaper than in Canada. In major Mexican cities like Mexico City, Guadalajara, or Monterrey, you can pay about $400 – $800 USD monthly for a 1-bedroom apartment. In major Canadian cities like Toronto or Vancouver, a similar apartment can cost about $1,100 – $1,800 USD monthly.

What are the average grocery costs in Mexico vs. Canada?

Basic grocery items in Mexico like fruits, vegetables, meat, dairy, and bread are typically 30-50% cheaper than in Canada. For example, a gallon of milk in Mexico costs about $3.00 USD vs. $4.40 USD in Canada. Similarly, a dozen eggs in Mexico might be around $1.50 USD, compared to $3.00 in Canada.

Is healthcare more affordable in Mexico than in Canada?

Healthcare is generally more affordable in Mexico than in Canada. While Canada has a publicly funded healthcare system that provides free basic healthcare services, many Canadians incur out-of-pocket costs. In Mexico, healthcare services are much less expensive, and private insurance is affordable.

Conclusion

The detailed comparison of home, food, transportation, and other expenses in this article should give you an idea of the general market values in Mexico and Canada. These, of course, are subject to change with inflation.

If you found value in this article, you’ll also want to read our posts Taxes in Mexico for Canadians and Mexico Temporary Residency Requirements.

Reach out to our insurance experts with your questions about international health insurance in Mexico and Canada.

Head of Content at Pacific Prime
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung
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