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Expats in Cambodia should consider securing health insurance from top providers such as Cigna, Bupa, Allianz, AXA, and Pacific Cross. These companies offer comprehensive plans with global coverage, ensuring access to quality healthcare while living or traveling in Cambodia. Whether you need coverage for routine checkups, emergency care, or long-term medical treatment, these insurers provide flexible plans tailored to meet the needs of expatriates.
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This article highlights the top 10 health insurance companies in Cambodia for expats, offering detailed information on the plans, benefits, and annual coverage limits. By the end, you’ll be equipped to make an informed decision and compare quotes to find the best health insurance option for your situation.
This Pacific Prime post is designed for you! We are using our over 20 years of experience in the international insurance market to introduce you to the top 10 health insurance providers for expats in Cambodia.
Not only will we introduce you to these providers, but we’ll summarize the plans they offer, give an overview of their benefits, and detail the annual benefits limit for each. By the end, you’ll be ready to start comparing health insurance quotes right from where you sit.
Best Health Insurance Companies for Expats in Cambodia
The top 10 companies that provide international health insurance for expats in Cambodia are:
These providers are not listed in any particular order, rather each offers spectacular coverage packages that allow expats to travel with peace of mind. Let’s explore a little deeper into each company. Monetary values that are used are in USD.
1. Cigna Health Insurance for Expats in Cambodia
Cigna Global offers international health insurance to expats in more than 50 languages and in over 200 territories, including Cambodia. Cigna is a world renowned provider that offers unlimited annual limits with their most comprehensive Platinum plan. Other plans include Silver, Gold and Close Care.
- Cigna Silver is a medical coverage plan for expats in Cambodia seeking core benefits for inpatient, day patient, emergency, and hospital accommodations for parents/guardians.
- Cigna Gold is the next step up for expatriates wanting higher levels of coverage for Silver benefits, plus additional benefits such as routine maternity and newborn care, pregnancy complications, home nursing.
- Cigna Platinum is the most comprehensive plan that expands on the Gold package by adding full coverage for mental and behavioral health care, cancer care, inpatient care, and transplant services.
- Close Care is designed for expats who only want local coverage in Cambodia instead of worldwide protection. Benefits focus on inpatient and day patient care, emergency hospitalization, and cancer care.
Here’s a list of benefits offered by Cigna in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
Cigna Health Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included; Optional inclusion or exclusion of the U.S. |
| Inpatient Care | Full Coverage |
| Outpatient Prescriptions | Partial Coverage |
| Emergency Medical Evacuation | Full Coverage |
| Emergency Care | Partial to Full Coverage |
| Cancer Care | Full Coverage |
| Maternity Care | No Coverage with the Silver and Close Care plans; Partial to Full Coverage with the Gold and Platinum plans |
| Mental Health Care | Partial to Full Coverage up to 30 – 90 days |
| Dental | Partial to Full Coverage as an optional benefit |
| Optical | Partial Coverage as an optional benefit |
To help you understand the coverage levels offered by each type of plan, the following chart highlights the annual benefit limit available in each of Cigna’s four plans.
Cigna Global Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Silver | $1,000,000 |
| Gold | $2,000,000 |
| Platinum | Unlimited |
| Close Care | $500,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
2. Bupa Health Insurance Plans for Expats in Cambodia
Bupa Global has over 75 years of experience providing medical coverage for expatriates worldwide. Cambodia travelers are particularly fond of Bupa’s large direct billing network and lifetime renewal that simplifies the insurance process. The health plans are Major Medical, Select, Premier and Elite.
- Bupa Major Medical is designed for expats who want worldwide emergency medical coverage in the event a major health crisis arises. Medical evacuation and repatriation are covered, but routine healthcare is not.
- Bupa Select is a health plan for Cambodia expats seeking basic regional coverage instead of worldwide insurance. Benefits cover inpatient care, outpatient prescriptions, and health checks.
- Bupa Premier is the intermediate medical plan for expats wanting increased coverage for health screenings and wellness checks, plus vaccinations, dental, and optical care.
- Bupa Elite is the most advanced medical package adding benefits for complementary therapies, maternity care, medical repatriation, and more.
Here’s a list of benefits offered by Bupa in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
Bupa Health Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included with the Major Medical, Premier, and Elite plans |
| Inpatient Care | Covered |
| Outpatient Prescriptions | Partial Coverage |
| Emergency Medical Evacuation | Covered |
| Emergency Care | Covered |
| Cancer Care | Covered |
| Maternity Care | Only available with the Elite plan |
| Mental Health Care | Covered |
| Dental | Available with the Premier and Elite plans |
| Optical | Available with the Premier and Elite plans |
The next chart shows you the annual benefits limit for each of Bupa’s expat health insurance plans.
Bupa Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Major Medical | About $3,174,200 |
| Select | About $1,587,100 |
| Premier | About $2,380,600 |
| Elite | About $4,761,300 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
3. Allianz Health Insurance Options for Expats in Cambodia
Allianz offers international health insurance to over 72 million expats in 58 languages and 75 countries, including Cambodia. Allianz Care’s Care, Care Plus, and Care Pro medical plans offer flexibility for students, nomads, professionals, families, and companies, making them a leading insurer.
- Allianz Care is the health plan offering foreigners in Cambodia minimum health coverage with benefits such as a semi-private hospital room, medical evacuation, nursing at home, emergency outpatient care, and cancer care.
- Allianz Care Plus is a step up with coverage for a private hospital room, increased benefit limits from the Care plan, and additional emergency dental treatment benefits.
- Allianz Care Pro is the most detailed health plan that adds benefits for preventive surgery and laser eye treatment and the highest maximum plan limit.
Here’s a list of benefits offered by Allianz in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
Allianz Health Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included; Optional exclusion of the USA; Optional exclusive Africa coverage |
| Inpatient Care | Covered |
| Outpatient Care | Optional add-on |
| Emergency Medical Evacuation | Optional add-on |
| Emergency Transportation and Care | Covered |
| Cancer Care | Covered |
| Maternity Care | Optional add-on available with Care Plus and Care Pro |
| Mental Health Care | Not Covered |
| Dental | Partial Coverage |
| Optical | Not Covered |
The next chart shows you the annual benefits limit for each of Allianz’s global medical insurance plans.
Allianz Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Care | $2,500,000 |
| Care Plus | $4,000,000 |
| Care Pro | $5,000,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
4. AXA Health Insurance for Expats in Cambodia
AXA – Global Healthcare has 55 years of experience offering international health insurance to over 95 million expats in over 50 countries. Expats in Cambodia can choose their preferred level of coverage from one of AXA’s five plans: Foundation, Standard, Comprehensive, Prestige, and Prestige Plus.
- Foundation is the plan for expats seeking the barest minimum coverage at an affordable price. Benefits cover inpatient hospital care, emergency care and transport, and testing.
- Standard is the most common plan for expats wanting basic coverage. This plan offers a maximum plan limit 10 times higher than Foundation, and it adds dental care benefits.
- Comprehensive is the next step up for expats in Cambodia who also want to have coverage for outpatient care, chronic conditions, and vision benefits at a higher annual maximum limit.
- Prestige is the most all inclusive plan that adds the last remaining benefits available from AXA, including maternity care and annual health checks.
- Prestige Plus offers all the same benefits as Prestige, but this is for expats who want the highest annual limit possible at $8,000,000, perfect for expats who expect high medical bills.
Here’s a list of benefits offered by AXA in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
AXA Health Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included; Optional exclusion of U.S. |
| Inpatient Care | Covered |
| Outpatient Care | Optional add-on for beginning plans; included with Comprehensive, Prestige, and Prestige Plus |
| Emergency Medical Evacuation | Covered |
| Emergency Transportation and Care | Covered |
| Cancer Care | Covered |
| Maternity Care | Covered with Prestige and Prestige Plus |
| Mental Health Care | Not Covered |
| Dental | Covered with Standard, Comprehensive, Prestige, and Prestige Plus |
| Optical | Covered with Comprehensive, Prestige, and Prestige Plus |
The next chart shows you the annual benefits limit for each of AXA’s expat health insurance plans.
AXA Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Foundation | $160,000 |
| Standard | $1,600,000 |
| Comprehensive | $2,400,000 |
| Prestige | $3,200,000 |
| Prestige Plus | $8,000,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
5. April International Health Insurance for Expats in Cambodia
April International has over 30 years of experience in the international health insurance industry, and expats in Cambodia appreciate their paperless reimbursement system. April’s medical coverage packages are divided into five tiers: Emergency Plan, Formule Basic, Essential, Comfort, and Premium.
- Emergency Plan is created for expats in Cambodia who only want basic emergency medical coverage for hospital costs and medical repatriation.
- Formule Basic is the introductory general package for inpatient, cancer care, and a semi-private room. Optional add-ons include outpatient care, dental and vision.
- Essential Plan is April’s standard plan for medical insurance. Benefits include inpatient care, cancer care, a private room, medical repatriation, and add-ons for outpatient, dental vision, and maternity, all at higher limits than Formule Basic.
- Comfort is for expats who want a very secure insurance plan but a step down from the highest available. Benefits are similar to the Essential Plan but with sometimes double the maximum limit.
- Premium Plan is the ultimate option from April. It Includes the most comprehensive range of benefits offered and the highest maximum limits.
Here’s a list of benefits offered by April International in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
April International Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included |
| Inpatient Care | Full Coverage for all plans except Emergency |
| Outpatient Care | No Coverage to High Coverage |
| Emergency Medical Evacuation | Covered |
| Emergency Transportation and Care | No Coverage to Full Coverage |
| Cancer Care | Covered |
| Maternity Care | Covered with Essential, Comfort, and Premium |
| Mental Health Care | No Coverage to Partial Coverage |
| Dental | Low to High Coverage |
| Optical | Low to High Coverage |
The next chart shows you the annual benefits limit for each of April’s expat health insurance plans.
April International Plans – Annual Benefit Limits |
|
|
Plan |
Annual Benefit Limit |
| Emergency | About $268,300 |
| Formule | About $536,600 |
| Essential | About $1,073,300 |
| Comfort | Unlimited |
| Premium | Unlimited |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
6. VUMI Health Insurance for Expats in Cambodia
VUMI is a leading insurance provider in the international industry with over 35 years of experience. Expats living in Cambodia can customize their benefits package by selecting from their health insurance Global Flex VIP plans Basic, Standard, Superior, Ultra, and Total.
- Basic offers only minimum medical insurance benefits, so expats who don’t want to pay for much may like this plan.
- Standard is the plan many expats choose if they want low-tier coverage for benefits like complementary therapies, nursing at home, preventive health, PT, palliative care, and inpatient care.
- Superior is the meet-in-the-middle plan between basic coverage and comprehensive coverage. Optical and maternity benefits are included on this plan, but routine dental is not.
- Ultra is designed for expats who want comprehensive coverage for maternity, routine dental, optional optical, inpatient, and emergency, but not at the highest annual limit available.
- Total is the most advanced health insurance plan offered by VUMI. Expats who want an annual benefit limit of $5,000,000 select this plan.
Here’s a list of benefits offered by VUMI in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
VUMI Health Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included; options to exclude the U.S.; option for exclusive coverage in Africa or South East Asia |
| Inpatient Care | Full Coverage |
| Outpatient Care | Partial to Full Coverage |
| Emergency Medical Evacuation | Covered |
| Emergency Transportation and Care | Covered |
| Cancer Care | Full Coverage |
| Maternity Care | Covered with Superior, Ultra, and Total |
| Mental Health Care | Covered |
| Dental | Covered |
| Optical | Optional Coverage with Standard, Superior, Ultra, and Total |
The next chart shows you the annual benefits limit for each of VUMI’s expat health insurance plans.
VUMI Plans – Annual Benefit Limits At-a-Glance |
|
|
Global Flex VIP Plan |
Annual Benefit Limit |
| Basic | $3,000,000 |
| Standard | $3,500,000 |
| Superior | $4,000,000 |
| Ultra | $4,500,000 |
| Total | $5,000,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
7. Pacific Cross Health Insurance for Expats in Cambodia
Pacific Cross is a top health insurance provider for expats in Cambodia. Their plans cover you worldwide, or if you’re living in Cambodia, you can select a Treatment Area Limit coverage option. This offers local regional coverage at a lower premium cost. Plans also include travel insurance benefits.
- Major Medical is a broad inpatient only plan with a yearly deductible.
- Standard is Pacific Cross’s basic international health insurance plan. It includes inpatient benefits, emergency benefits, and additional benefits like dental, vision, and personal accident.
- Premier is Pacific Cross’s most popular expat health insurance policy. This plan adds on to the Standard package with coverage for alternative medicines, well checks and vaccinations. There is no vision coverage with this plan.
- Comprehensive is the most advanced expat option. It includes full inpatient coverage, full travel coverage, and full emergency coverage.
Here’s a list of benefits offered by Pacific Cross in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
Pacific Cross’s Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included with regional options |
| Inpatient Care | Partial Coverage to Full Coverage |
| Outpatient Care | Covered |
| Emergency Medical Evacuation | Covered |
| Emergency Transportation and Care | Full Coverage |
| Cancer Care | Full Coverage |
| Maternity Care | Covered |
| Mental Health Care | Covered |
| Dental | Covered |
| Optical | Covered |
The next chart shows you the annual benefits limit for each of Pacific Cross’s international health insurance plans.
Pacific Cross Plans – Annual Benefit Limits |
|
|
Plan |
Annual Benefit Limit |
| Major Medical | $1,000,000 |
| Standard | $2,000,000 |
| Premier | $500,000 |
| Comprehensive | $3,000,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
8. LUMA Health Insurance for Expats in Cambodia
LUMA is a top-tier health insurance company for expats in Cambodia because they offer affordable plans with flexible designs. Both LUMA’s Global Care plans and Asia Care Plus plans are designed specifically for expatriates, while the Asia Care plans cater to expats who are living in Asia.
For all plans, you can choose your own zone of coverage from the following options.
- Zone A is worldwide, excluding the U.S.
- Zone B is worldwide, excluding the U.S., Canada, Switzerland, Israel, Japan, Hong Kong, Bahamas, and China
- Zone C is worldwide, excluding the U.S., Canada, Switzerland, Israel, Japan, Hong Kong, Bahamas, China, Russia, United Kingdom, Taiwan, and Brazil
Here’s an overview of LUMA’s expat health insurance plans.
- Global Care Premier is a great plan that offers full coverage for a standard private hospital room, surgeries, prescription drugs and materials, emergency dental, worldwide emergencies, and medical evacuation.
- Global Care Pro 1 adds to the Premier plan with full coverage for outpatient visits and partial coverage for routine health checks.
- Global Care Pro 2 is the most comprehensive option. It increases the benefit values for all three plans and offers coverage for outpatient benefits, chiropractic, osteopathy, homeopathy, acupuncture, and traditional Chinese medicine.
- Asia Care Plus Essential Care is a plan that covers hospitalization, cancer, worldwide emergencies, chronic medical conditions, accidents, and medical evacuation.
- Asia Care Plus SuperiorCare is a plan that includes the benefits from the Essential package and adds outpatient care and routine health check ups.
Here’s a list of benefits offered by LUMA. Benefit amounts vary depending on your chosen international health insurance plan.
LUMA Health Insurance Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included with options to exclude the U.S. and/or other areas of the world |
| Inpatient Care | Covered |
| Outpatient Care | No coverage to partial coverage |
| Emergency Medical Evacuation | Covered |
| Emergency Transportation and Care | Covered |
| Cancer Care | Covered |
| Maternity Care | Covered |
| Mental Health Care | Covered |
| Dental | Partial Coverage |
| Optical | Covered |
The next chart shows you the annual benefits limit for each of LUMA’s expat health insurance plans that cater to the needs of U.S. expats abroad.
LUMA Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Global Care Premier | $100,000 |
| Global Care Pro 1 | $300,000 |
| Global Care Pro 2 | $500,000 |
| Asia Care Plus Essential Care | $1,000,000 |
| Asia Care Plus SuperiorCare | $1,000,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
9. William Russell Health Insurance for Expats in Cambodia
William Russell is a leading health insurance in Cambodia for expats because they have an extensive provider network with over 4,000 hospitals and their variety of packages offer flexible coverage for everyone. Expat health plans are Bronze, SilverLite, Silver, and Gold.
- Bronze is a plan designed for expats only wanting coverage for outpatient services that are incurred after a discharge from the hospital. This is only to cover the most expensive healthcare services and minimal other benefits.
- SilverLite is the basic medical care package, but it lacks post-hospital outpatient services. Expats who don’t expect to see the doctor frequently will appreciate this plan.
- Silver is an insurance plan for expats in Cambodia who want comprehensive coverage with full outpatient services insured. This is William Russell’s most popular plan.
- Gold offers the most coverage and benefit limits of them all. This is the only plan that includes maternity and basic dental services, in addition to the inpatient and outpatient benefits.
Here’s a list of benefits offered by William Russell in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
William Russell Health Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Included; options for regional coverage instead |
| Inpatient Care | Full Coverage |
| Outpatient Care | Partial to Full Coverage |
| Emergency Medical Evacuation | Full Coverage |
| Emergency Transportation and Care | Full Coverage |
| Cancer Care | Full Coverage |
| Maternity Care | No Coverage to Full Coverage |
| Mental Health Care | Covered |
| Dental | Optional add-on |
| Optical | No Coverage |
The next chart shows you the annual benefits limit for each of William Russell’s global medical insurance plans.
William Russell Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Bronze | $1,500,000 million |
| SilverLite | $1,500,000 million |
| Silver | $2,500,000 million |
| Gold | $5,000,000 million |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
10. Morgan Price Health Insurance for Expats in Cambodia
Morgan Price is one of the top international health insurance companies for expats in Cambodia. Morgan Price’s Asia Pacific insurance policies have five tiers of coverage: Standard, Standard Plus, Comprehensive, Premium and Elite.
The Asia Pacific plans cater to expats living in Cambodia, China, Hong Kong, Japan, Singapore, Thailand, and more.
Morgan Price also has plans that specifically cater to the healthcare system and needs in the United Kingdom and the EU/EEA.
- Asia Pacific Evolution Health Standard: This plan includes coverage for inpatient and day patient care, medical evacuation and repatriation, cancer care, outpatient consults and diagnostics, chronic conditions care, and routine health checks.
- Asia Pacific Evolution Health Standard Plus: This plan adds coverage for organ transplants and dental work.
- Asia Pacific Evolution Health Comprehensive: This plan increases the annual benefits amount and the benefits limits.
- Asia Pacific Evolution Health Premium: This plan adds coverage for routine maternity care and infertility treatment.|
- Asia Pacific Evolution Health Elite: This is the most comprehensive plan available in Cambodia for expats. It offers the most expansive benefits package and the highest annual benefits limit.
Here’s a list of benefits offered by Morgan Price in Cambodia. Benefit amounts vary depending on your chosen international health insurance plan.
Morgan Price Benefits for Expats in Cambodia |
|
|
Benefit Type |
Coverage Offered |
| Worldwide Coverage | Regional |
| Inpatient Care | Covered |
| Outpatient Care | Covered |
| Emergency Medical Evacuation | Covered |
| Emergency Transportation and Care | Covered |
| Cancer Care | Covered |
| Maternity Care | Covered with Premium and Elite |
| Mental Health Care | Not Covered |
| Dental | Covered with all plans except Standard |
| Optical | Covered with Premium and Elite |
The next chart shows you the annual benefits limit for each of Morgan Price’s international medical coverage plans.
Morgan Price Plans – Annual Benefit Limits At-a-Glance |
|
|
Plan |
Annual Benefit Limit |
| Evolution Health Standard | $500,000 |
| Evolution Health Standard Plus | $750,000 |
| Evolution Health Comprehensive | $1,000,000 |
| Evolution Health Premium | $1,500,000 |
| Evolution Health Elite | $2,000,000 |
| Asia Pacific Standard | $500,000 |
| Asia Pacific Standard Plus | $750,000 |
| Asia Pacific Comprehensive | $1,000,000 |
| Asia Pacific Premium | $1,500,000 |
| Asia Pacific Elite | $2,000,000 |
Compare quotes for each of these plans by plugging in your travel plans and needs in our online insurance quote generator. This is an obligation free resource for Cambodia expats.
Why Expats Should Consider Using an Insurance Broker
Expats who secure their health insurance abroad through a broker instead of directly from the insurance provider not only save money, they find the very best plan that meets their unique circumstance. Brokers are a third party who negotiates between the insured and the insurer.
You might be wondering how that works exactly, and the answer is simple.
- Expats contact a broker, such as Pacific Prime, and ask for our support as you research providers.
- Because Pacific Prime has years of experience in the international insurance industry, it’s easy for us to help you compare and analyze all the insurance providers who offer benefits that meet your specific criteria and priorities.
- Once you’ve selected the plan you want, we negotiate on your behalf with the insurer to get you the very best deal possible.
- After your insurance coverage has started, we remain a consistent resource you can turn to for any insurance questions or concerns that come up. We assist you with submitting claims, renewing next year’s insurance policy, and whatever else you need of us.
Be sure to learn more about why expats prefer getting insurance through a broker and the many, many benefits that come with it.
Frequently Asked Questions
What are the best health insurance providers for expats in Cambodia?
The top providers for expats living in Cambodia include Cigna Global, Allianz Care, April International, Bupa Global, and NOW Health International. They offer comprehensive plans, extensive medical networks, and strong customer support tailored for expatriates.
How much does expat health insurance cost in Cambodia?
Monthly health insurance premiums in Cambodia for expats generally range from USD $50 to $300, depending on factors like coverage level, age, and chosen deductible. Comprehensive plans with higher coverage will cost more, and the most basic benefits packages will cost less.
Do insurance providers in Cambodia cover pre-existing conditions?
Some medical insurance providers in Cambodia, such as Cigna Global and Allianz Care, offer plans that cover pre-existing medical conditions. Terms and conditions will vary, though, so it’s important to review policy details carefully and to be honest upfront about all of your medical conditions.
Are there local health insurance options for expats in Cambodia?
There are some local health insurance providers in Cambodia that offer health plans for expats, such as Infinity Insurance and Forte Insurance. These may have limited coverage compared to international plans, so it’s essential to evaluate your needs and know if you need coverage outside of Cambodia.
Conclusion
We have now reviewed the top 10 health insurance companies in Cambodia for expatriates. To begin comparing plan quotes, use our obligation-free insurance quote generator online. It’s an easy resource that helps you compare quotes, benefits, and providers all on the same screen. No need to toggle back and forth between insurance company pages!
If you’ve found value in this article, you may also want to read about the top 10 insurance companies in Costa Rica and Hong Kong.
Be sure to chat with one of our insurance experts online or by calling +852-3113-1331 to clear up any questions or concerns you have about getting insurance in Cambodia. We’re here to help!
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
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