Bupa Group Insurance in Hong Kong

Bupa offers comprehensive group insurance in Hong Kong through its global business health plans. With the support of Blue Cross Blue Shield Global, Bupa Global can offer group insurance solutions worldwide with various attractive benefits and flexible coverage. 

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Are you an employer in Hong Kong looking for group insurance solutions for your business? You likely want to know which business health plans offer the best benefits for your employees. This article from the insurance experts at Pacific Prime can help you find the answers you need. 

We will share a comprehensive overview of Bupa Global group insurance, its key features, and the benefits of choosing a Bupa plan. Keep reading to learn more about Bupa Global group insurance in Hong Kong, or click the link here to begin comparing plans on your own. 

An Overview of Bupa Group Insurance

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Group health insurance plans are available in Hong Kong and worldwide through Bupa Global and Blue Cross Blue Shield Global. These two companies have teamed together to deliver high-quality business health insurance solutions to their members in Hong Kong and across the globe. 

Bupa Global offers group health insurance through its four available plans: Business Select, Business Premier, Business Elite, and Business Ultimate. These plans offer a variety of important benefits for employees and group members. 

Why Choose Bupa Group Insurance in Hong Kong?

Bupa Global is a popular choice of provider for group insurance in Hong Kong because of its comprehensive coverage and dedication to its customers’ health and wellness. These features set them apart from other providers. 

If you’re looking to make a positive impact on the health and well-being of your employees or group members, secure a group health insurance plan with Bupa Global. You can find out more about their available plans by contacting an insurance broker experienced in finding corporate solutions.

Key Features of Bupa Group Insurance in Hong Kong

Key features of Bupa Global group insurance plans in Hong Kong include comprehensive coverage options, flexible customization options, access to Bupa’s extensive provider network, and 24/7 customer support and services. Each of these features helps bring value to employee benefits in Hong Kong. 

  • Comprehensive Coverage: Bupa Global group insurance offers its members in Hong Kong an exceptional level of coverage, with coverage for mental health conditions, evacuation and repatriation, hereditary and congenital conditions, and even chronic conditions.
  • Flexible Customization Options: Employees or group members can choose to customize their coverage with flexible benefits like optional dental and optical care, US coverage, or maternity coverage. They can also further personalize their coverage by choosing to include dependents on their policy.
  • Access to an Extensive Provider Network: Securing a group insurance policy under Bupa Global will connect you to their worldwide provider network, offering any employees who travel a valuable asset in their journeys. With the help of Blue Cross Blue Shield, they can be protected in the US too.
  • 24/7 Customer Support: Bupa Global offers 24/7 customer support through their multilingual Healthline staff. This service can help members to access medical providers and arrange appointments as well as to receive advice on managing existing conditions. 

Benefits of Bupa Group Insurance for Businesses 

The benefits of Bupa group insurance policies for employers are attracting and retaining top talent and providing peace of mind and health and wellness support for employees. Employees can access quality medical services locally and internationally, covering them on all their work trips. 

Inclusive and flexible health insurance benefits can attract quality employees who want an employer who has their wellness in mind.. Employees will benefit from these policies, which can encourage them to stay with your business longer. 

Bupa offers valuable services to businesses through their global Employee Support Programme, which can provide counseling and referral support to your employees. This support can help them deal with personal or work issues, including stress and anxiety, managing important life changes, and more. 

Bupa Global Business Health Insurance Plans

Bupa Global offers four plans to businesses and groups in Hong Kong: Business Select, Business Premier, Business Elite, and Business Ultimate. These plans provide various important benefits for employees and group members, with the flexibility to customize their coverage further. 

The customization options include maternity and childbirth coverage and dental and optical coverage. Members can also choose to purchase worldwide coverage, including in the US. 

Bupa Business Select Plan 

The Business Select Plan offers the most basic coverage and affordable premiums out of the Bupa Business plans. The benefits and coverage included are listed below in the table: 

Bupa Business Select Plan Benefits 
Overall annual maximum  HKD 24,074,600 (USD 3.1 million)
Inpatient treatments  Covered in full
Hospital accommodation Standard private room 
Outpatient surgeries Covered in full
Wellness tests like mammograms, PAP tests, prostate cancer screening, or colon cancer screening  Not covered
Pathology, x-ray, and diagnostic tests Covered up to HKD 24,074.60 (USD $3,100) 
Congenital and hereditary conditions Covered up to HKD 601,865 (USD $77,500)
Medical evacuation and repatriation Covered in full
Prescribed drugs and dressings Covered up to HKD 24,074.60 (USD $3,100)

The deductible options available in this plan are: 

  • None
  • HKD 3,028.74 (USD $390)
  • HKD 6,057.48 (USD $780)
  • HKD 12,037.30 (USD $1,550)

Bupa Business Premier Plan

The Business Premier Plan offers higher coverage limits than the Select Plan, while still maintaining more affordable premiums than other more comprehensive options. The benefits and coverage included are listed below in the table: 

Bupa Business Premier Plan Benefits 
Overall annual maximum  HKD 36,500,200 (USD 4.7 million)
Inpatient treatments  Covered in full
Hospital accommodation Standard private room 
Outpatient surgeries Covered in full
Wellness tests like mammograms, PAP tests, prostate cancer screening, or colon cancer screening  Covered up to HKD 10,872.40 (USD $1,400)
Pathology, x-ray, and diagnostic tests Covered up to HKD 76,883.40 ( USD $9,900) 
Congenital and hereditary conditions Covered up to HKD 903,185.80 (USD $116,300)
Medical evacuation and repatriation Covered in full
Prescribed drugs and dressings Covered up to HKD 41,936.40 (USD $5,400)

The deductible options available in this plan are: 

  • None
  • HKD 3,028.74 (USD $390)
  • HKD 6,057.48 (USD $780)
  • HKD 12,037.30 (USD $1,550)

Bupa Business Elite Plan

The Business Elite Plan is the second most comprehensive Business Health plan, with higher coverage limits and attractive benefits. The benefits and coverage included are listed below in the table: 

Bupa Business Elite Plan Benefits 
Overall annual maximum  HKD 72,223,800 (USD 9.3 million)
Inpatient treatments  Covered in full
Hospital accommodation Standard private room 
Outpatient surgeries Covered in full
Wellness tests like mammograms, PAP tests, prostate cancer screening, or colon cancer screening  Covered up to HKD 24,074.60 (USD $3,100
Pathology, x-ray, and diagnostic tests Covered in full 
Congenital and hereditary conditions Covered up to HKD 1,203,730 (USD $155,000)
Medical evacuation and repatriation Covered in full
Prescribed drugs and dressings Covered in full

The deductible options available in this plan are: 

  • None
  • HKD 3,028.74 (USD $390)
  • HKD 6,057.48 (USD $780)
  • HKD 12,037.30 (USD $1,550)

Bupa Business Ultimate Plan

The Business Ultimate Plan is the most comprehensive Business Health plan, with the highest coverage limits and attractive benefits like private suite hospital accommodation. The benefits and coverage included are listed below in the table: 

Bupa Business Elite Plan Benefits 
Overall annual maximum  HKD 72,223,800 (USD 9.3 million)
Inpatient treatments  Covered in full
Hospital accommodation Standard private suite
Outpatient surgeries Covered in full
Wellness tests like mammograms, PAP tests, prostate cancer screening, or colon cancer screening  Covered up to HKD 60,574.80 (USD $7,800)
Pathology, x-ray, and diagnostic tests Covered in full 
Congenital and hereditary conditions Covered up to HKD 1,505,050.80 (USD $193,800)
Medical evacuation and repatriation Covered in full
Prescribed drugs and dressings Covered in full

The deductible options available in this plan are: 

  • None
  • HKD 6,057.48 (USD $780)
  • HKD 12,037.30 (USD $1,550)
  • HKD 24,074.60 (USD $3,100)

Optional Benefits for Bupa Business Health Plans

The optional benefits available for Bupa Global’s Business Health plans include maternity and childbirth coverage and dental and optical coverage. The available coverage limits for these optional plans will depend on which Business Health core plan you choose. 

We have compiled a table below to help you compare these optional benefits across the four plans: 

Business Select Business Premier Business Elite Business Ultimate
Dental & Optical Benefits
Dental treatment Covered up to HKD 9,707.50 (USD $1,250) Covered up to HKD 24,074.60 (USD $3,100) Covered up to HKD 36,111.90 (USD $4,650) Covered up to HKD 12,037.30 (USD $15,500)
Optical treatment Covered up to HKD 3,028.74 (USD $390)
Maternity & Childbirth Benefits
Delivery and childbirth Covered up to HKD 58,245 (USD $7,500) Covered up to HKD 180,559.50 (USD $23,250) Covered in full Covered in full 
Medically essential Caesarean section Covered up to HKD 58,245 (USD $7,500) Covered up to HKD 180,559.50 (USD $23,250) Covered in full Covered in full
Maternity complications Covered in full 

How to Choose the Right Bupa Group Insurance Plan

Members in Hong Kong can choose the right Bupa Global group insurance policy by assessing their business and employee needs, comparing coverage options and costs, and consulting with a knowledgeable insurance broker like Pacific Prime. 

  • Assess Business and Employee Needs: Take the time to understand what you will need to offer your employees to stay current with today’s trends and to attract talented employees.
  • Compare Coverage Options and Costs: Don’t purchase the first policy you see; instead, take the time to compare the available coverage options. You will want to ensure you’re getting the best fit for your budget and needs.
  • Consult with an Insurance Broker: By consulting with an insurance broker, you can be guided through the process of comparing insurance quotes with the assistance you will need for any questions you may have. Best of all, Pacific Prime offers this service for free

Frequently Asked Questions: 

Can Bupa group insurance plans be customized for businesses?

Bupa Global group health insurance can be customized for businesses to better meet the needs of the employees or group members. The business health plans offer optional benefits to further extend coverage, such as optical and dental coverage. 

Are dependents covered under Bupa group insurance plans in Hong Kong?

Dependents like spouses and children can be covered under Bupa Global’s group health insurance plans. This coverage can make all the difference to employees or group members with families. 

What sets Bupa apart from other group insurance providers in Hong Kong?

Bupa stands out from other group insurance providers because of its extensive network, reputable customer service, and its commitment to the health and wellness of its members. 

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Conclusion

Bupa Global is a reputable group insurance provider in Hong that can offer comprehensive employee benefits and flexible coverage. Employers in Hong Kong will value Bupa Global’s strong reputation for customer care and 24/7 member support, along with its many other benefits. 

If you’re ready to begin shopping for your business health plans, contact Pacific Prime today. As an insurance broker with more than 20 years of experience in the field, we have the knowledge and expertise to help you find the right insurance plan for your company

You can call us at 852-3113-6886 for our Hong Kong office, or use our free quote comparison tool to begin comparing plans on your own today! 

Interested in reading our other articles on other group insurance providers in Hong Kong? Check out our articles below!

Head of Content at Pacific Prime
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung
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