What Philippines Health Insurance plans are available through Pacific Prime

Question: 
Hi,

My business partner will be moving to the Philippines for Employment. He is a Japanese National and would like to get medical insurance coverage in the Philippines. From what you offer which package is the best for him?

Kindly let us know

Jane

Answer: 

Here at Pacific Prime, we are able to offer international Philippines
health insurance plans which could provide your business partner
with a plan as comprehensive or basic as he requires to meet his personal
insurance needs both inside and outside of the Philippines.

We would recommend selecting an international medical insurance plan as these will normally
be guaranteed renewable for life and considered globally portable meaning that
your partner could take his plan with him when returning to Japan, or indeed to most other
countries across the globe.

Plans can include numerous insurance coverage benefits and the most
comprehensive of our plans will normally include:

·In-patient
care

·Out-patient
care

·Routine
Dental Treatment

·Emergency
Medical Evacuations

·Vaccinations

·War
and Terrorism Health Insurance

With a comprehensive expatriate health insurance
plan in the Philippines, your partner could be given exceptional amounts of
flexibility and can receive treatment with any hospital or doctor of his choice
in the Philippines as well as having the option to return to Japan to receive
treatment with his personal doctor should he wish to do so.

However, it may be the case that your colleague
does not feel all these benefits are necessary and wants a more basic plan.
While this is of course possible there are some benefits that, depending on
your location, come highly recommended.

Healthcare facilities in the Philippines tend to become less frequent and
more basic the further you move away from Manila
and other largely populated areas. With an emergency
medical evacuation benefit, your colleague could feel more secure in the
knowledge that even if a medical emergency should happen to him that requires
helicopter or airfare to a secondary location, that his plan could help cover
the often extortionate costs of such medical services. In many cases the costs
associated with an Emergency Medical Evacuation can easily reach US$ 100,00 or
more, and consequently we recommend that this type of coverage is considered
for inclusion in any global health insurance policy purchased through us.

Furthermore, the Philippines
are found in an area prone to natural disasters and it is not uncommon for
typhoons, floods and volcanic eruptions to strike the country without warning.
If any incident should occur and affect your colleague while he is working in
the Philippines,
our plans should normally be able to help in this situation as well.

Here at Pacific Prime, we work with over
60 recognised International health
insurance providers with most offering a wide range of international
health insurance plans; companies we work with include AETNA,
CIGNA, BUPA, IHI-BUPA, Allianz and many more. It should therefore not be a
problem to help your partner find a suitable plan from one of these respected
companies. Our website is constantly assessed and updated but if you still
cannot find what you are looking for, please do not hesitate to contact a
member of our expert team of brokers and they can answer anymore questions you
may have. What’s more, in most cases, it is actually possible for a broker to
help you tailor a policy to meet your colleague’s
personal requirements and create the perfect plan for him.

Health
Insurance Premiums can be confusing to understand but the way
they are calculated for international health insurance plans are relatively
simple. Your colleague’s age and the area he wishes to receive coverage in, as
well as any other optional benefits he chooses will be used as the main
variables to calculate his total premium; the plans we work with will rarely
use the policyholder’s claims history and experience as a premium factor. This
is beneficial to the modern professional as it means your colleague’s previous
claims history in Japan
or else where will not have an impact on his new premium and he will simply be
paying the same amount as those in his age and location bracket.

International health insurance plans do not limit
you to the country you are relocating to. In fact, you can normally choose from
two areas
of coverage when selecting this part of a plan and these include either
worldwide coverage or worldwide excluding the USA.
What if your partner hopes to move to the US one day? The reason most plans
will offer an ‘excluding USA’ option is that healthcare costs in America are
the most expensive in the world and can significantly increase your total
premium so it is recommended that this country is excluded for the time being
to help keep premiums at a manageable amount.

Pacific Prime stays on top of the latest news in the health sector around the
world and you and your colleague can access more health and information on Philippines
medical insurance by clicking the link.

Selecting the right plan can often be time
consuming and confusing. The team at Pacific Prime aims to help people through
this process and can work with your partner to select the best possible plan
for him. For more information about the plans we have on offer today, click here to
speak to a member of our skilled team directly or simply fill in the short
request form at the top of this page and you will receive a free quotation as
soon as possible.