International Health Insurance Questions

A summary of international health insurance questions from people around the world. Ask us your medical insurance question here.

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International health insurance FAQ

Can i obtain Taiwan Health Insurance?

Pacific Prime can offer international health insurance policies to expatriates around the world, including Taiwan. We specialize in providing comprehensive coverage options throughout the Asia-Pacific region, and our many years of experience working with expatriates means that we understand the unique issues which are important to you.


Do you offer family health insurance?

Pacific Prime is able to provide comprehensive international health insurance options which will afford families around the world with the quality medical protection they deserve. Policies which we work with are typically guaranteed renewable in addition to being globally portable, giving you the assurance that no matter where you go, or what happens, your family will have the highest levels of protection available.


Can you provide Maternity Coverage in the Caribbean?

Pacific Prime can provide a range of maternity health insurance options for individuals and families around the world. Maternity policies which we offer will afford the policyholder comprehensive coverage for pre-natal and post-natal checkups, routine deliveries, deliveries with a complication, medically prescribed caesarians, and even home delivery options.


Do you offer insurance for local nationals?

Yes, some of the insurance companies that we offer will provide coverage for local nationals. Even if you are living in your home country, you may still be seeking a medical plan which will be able to cover you in the best treatment centers and facilities. Unfortunately there are many countries where the local health plans are unable to provide the levels of cover that you and your family require. For this reason companies such as Allianz, Bupa, IHI Danmark and Interglobal to name a few will process an application for a person residing in their home country.  


Can you provide old age health insurance in Hong Kong(HK)?

Pacific Prime can provide comprehensive Hong Kong health insurance to individuals of all ages, nationalities, and occupations. Expatriate health insurance policies which we work with are generally globally portable, and guaranteed renewable for life, giving you the assurance that no matter what happens, your health insurance policy will be able to provide you with the quality protection you deserve.


Expat Retiree Health Insurance in the Philippines

Pacific Prime provides international health insurance plans for expats living overseas, in any country of the world, including the Philippines. We are able to offer policies to individuals of any age, and the plans we work with are often guaranteed renewable for life.

Pacific Prime can offer a range of Philippines health insurance plans, specifically designed for foreign nationals living in the country, which will provide you with extensive coverage that will entitle you to quality medical care worldwide. Plans which we work with are able to afford the policyholder with a range of coverage benefits, ensuring that you have the policy which best meets your specific needs. From basic options, to comprehensive coverage, the range of plans which we can advise upon are extremely flexible, and backed by Pacific Prime’s commitment to service.

Expats retiring in the Philippines will want to obtain a health insurance policy that provides guaranteed renewable benefits. Some insurance providers may decline the renewal of an insurance policy if the holder has reached a certain age, usually 65 years old, or if they have developed a chronic health condition or illness. Guaranteed renewable plans, which Pacific Prime can offer, will provide you with the assurance that you will have access to quality medical care for the rest of your life. Once your insurance policy has been accepted, you will be guaranteed continued insurance coverage at the time your policy is due for renewal, regardless of your age or health condition.



What type of geographical coverage do you offer in your plans?

Most of the plans we offer fall into two cetogories of geographical coverage: Worldwide and Worldwide excluding the USA. The Worldwide plans tend to around 50% more expensive than the excluding USA plans, and this is because of the expensive costs for treatments and medicines in the USA. There are also some plans the will offer Worldwide excluding North America (USA and Canada) although these are becoming less common.


Can you provide international cover?

Pacific Prime can provide international health insurance policies which will offer you comprehensive protection on a global basis. Plans which we can provide will cover you while you are outside of your country of nationality, and will continue to protect you should you return to your home nation for a short term visit. In many cases, even if you repatriate back to your home country, plans which we offer will be able to repatriate with you; giving you the assurance of uninterrupted coverage wherever in the world you may be.   


Can you offer Travel Health Insurance for my mother who has a heart condition?

Pacific Prime provides Travel Health Insurance for individuals seeking short term, comprehensive medical coverage while they travel internationally. Travel Health Insurance policies which Pacific Prime would recommend normally provide medical coverage in any area of the world, including Australia. The policy holder can obtain coverage anywhere from 1 day up to a period of 12 months duration.

Pacific Prime provides Travel Health Insurance for individuals seeking short term, comprehensive medical coverage while they travel internationally. Travel Health Insurance policies which Pacific Prime would recommend normally provide medical coverage in any area of the world, including Australia. The policy holder can obtain coverage anywhere from 1 day up to a period of 12 months duration.

Travel Health Insurance is designed to cover acute illness and injury for the duration of your trip abroad. Generally, this will include unexpected illnesses or accidents that required medical assistance. If you suffer from a health condition, prior to your trip, than this will normally not be covered in your Travel Health Insurance plan. However in some cases, a pre-existing illness can be covered if the condition has been stable in the six months prior to the commencement of the plan. Our advisers can assist you with any questions regarding Travel Health Insurance and provide you with further information in relation to coverage benefits included in the policy.


Can you provide family health insurance?

Pacific Prime can provide comprehensive international health insurance plans for families around the world. If your child is currently a full time student, in many cases it is possible to include them as a dependant on your policy up to the age of 25.  


Do you offer travel health insurance for pregnant women travelling to America?

Pacific Prime can offer maternity coverage to individuals residing in any area of the world, including Jordan and America. Comprehensive health insurance plans, which we provide, can offer coverage options including maternity benefits. For a short term trip away from your home country a Travel Health Insurance plan may be a suitable option for you, which in some cases can provide maternity coverage to individuals under its policy.

A Travel Health Insurance plan, which we highly recommend and can provide, is purchased by individuals who are seeking comprehensive international medical coverage on a short term basis. A Travel Health Insurance plan typically covers medical expenses relating to an accident or illness, for a duration specified by the policy holder, of up to 12 months.  


Can I have both inpatient and outpatient coverage in an International Health Insurance Plan?

Pacific Prime offers comprehensive International Health Insurance plans to expats living overseas, in any area of the world. International Medical Insurance plans, which we can offer will provide you with access to quality medical services. We have a range of different medical coverage options, including inpatient and outpatient treatment, which expats can select to suit their health care needs.

Worldwide coverage is typically included in the International Health Insurance plans we offer. This ensures that you have comprehensive health insurance coverage while you are outside of your home country, no matter where in the world you may be. In addition to this, expatriate health insurance policies which we provide will normally allow you to choose where and when you receive medical treatment; plans will often allow you to choose the doctor or hospital of your choice, regardless of the medical facility’s geographical location.   


Can I have a quote for travel health insurance for a family traveling to Singapore?

Pacific Prime offers Travel health Insurance plans to individuals and families traveling in any area of the world. Travel health insurance policies which we can provide will afford you some of the highest levels of protection available, and will ensure that you have the medical coverage which you deserve, no matter where in the world you may be.

International Travel Health insurance from Pacific Prime will provide you and your family with exceptionally high levels of coverage. Our plans offer a large range of medical and coverage benefits, providing with travelers the assurance that they will be financially protected in the event of an accident or illness while outside of their home country.

  


Can I obtain family health insurance in the USA?

Pacific Prime works with more than 55 of the world’s leading health insurance providers, allowing families to find a plan that suits their individual needs. Our expert advisers can assist you in finding the right healthcare plan for your family by providing you with the widest range of medical insurance options currently available on the health insurance market.

Family health plans offered by Pacific Prime typically provide worldwide coverage and are normally guaranteed renewable, providing you with access to quality health care services for the rest of your life. If you decide to travel, move overseas, or return to your home country, your family health insurance plan will provide you with continuous coverage everywhere you go.  


How do medical tourists cover the costs for surgery and travel?

Pacific Prime offers health insurance plans to individuals living overseas in any region of the world.

An International Health Insurance plan, which Pacific Prime would recommend, will typically afford you with worldwide coverage. This will allow you to travel to any country in the world to receive medical treatment such as Singapore, Hong Kong, Thailand or India. Policy holders can be reassured that their health care plan will entitle them to treatment that is of high standard and accredited internationally.

Medical Tourism in Singapore

Medical Tourism is an industry that is established in the Asian region of the world. With healthcare costs on the rise, particularly in countries such as US and UK, patients are flying to areas of the world where treatment can be received at a relatively lower price. Around US$4.53 billion is spent every year collectively by medical tourists within Asia, particularly in Singapore, India, and Thailand. Standards of health care in Singapore are high and considered to be on par with western medicine standards. Private hospitals, that are designed with foreign patients in mind, offer modern medical facilities and highly trained healthcare staff with proficiency in English.  


Where can I use my Maternity Health Insurance coverage and how can I add my newborn onto my existing plan?

Pacific Prime can offer maternity health insurance to individuals living in any area of the world. The maternity plans which we can provide will typically allow individuals to use their insurance coverage in any country of the world. This includes allowing policyholders the freedom to choose the doctor or hospital of their choice, irrespective of location. Pacific Prime is able to offer comprehensive international maternity health insurance options which will allow you to give birth in the country of your choice, and will be able to afford you coverage for an extensive range of policy benefits.

Maternity health insurance is highly recommended for individuals planning a family in the near future. The costs associated with having a child are highly expensive, particularly if there are unfortunate complications. Pacific Prime represent a large panel of 55 insurers which, in many cases, can tailor a maternity health insurance plan to suit your individual needs.

In the event that you would like to protect the health of your child a “New Born Coverage” benefit may be applied to the policy. While there is a waiting period associated with this type of policy benefit, it is usually much shorter than the waiting period associated with maternity coverage; in some cases a New Born Child coverage benefit can be applied after a waiting period of as little as 6 months from the start of the plan. In the event that you choose to obtain New Born Child coverage you will normally have two options for the coverage of your child; may receive a “Free Benefit” for coverage under the policy, or the infant may be “Born Into The Plan.”  



Can you offer emergency evacuation coverage in Taiwan and China?

Pacific Prime works with a number of leading health insurance companies which can offer substantial Emergency Evacuation and Repatriation benefits for foreigners visiting any area of the world. We can offer a number of Taiwan health insurance or Travel Health Insurance Plans, both of which can provide comprehensive medical coverage including Emergency Evacuation and Repatriation services.

If you already have an International Health Insurance Plan, a Travel Health Insurance Plan covering only the duration of your stay in Taiwan would be a suitable option. A Travel Health Insurance Plan will typically cover medical expenses in the event of an accident or illness for a specific time frame; travel insurance which we offer is provided through IHI-BUPA, and will normally afford the policyholder with worldwide travel insurance coverage. Travel Health Insurance Plans that we can offer provide coverage for Emergency Evacuation and Repatriation, as well as other coverage benefits.
  


Can you offer coverage in the Netherlands?

Pacific Prime works with a number of the world’s best insurers which allows us to provide a range of different coverage options and benefits for individuals seeking health care coverage in any area of the world. Pacific Prime can offer comprehensive Netherlands Health Insurance or Travel Health Insurance Plans.

There are two options that are beneficial for individuals seeking international health insurance coverage, including Holland. You may opt for a Travel Health Insurance Plan or an International Health Insurance Plan.


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