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International health insurance FAQ
Hi, We are looking for health insurance for my wife, we would also be planning to start a family in the future so if this happens what are the terms of the maternity cover?
Most international health insurers like BUPA, Now Health, William Russell, and Integraglobal offer comprehensive maternity coverage for individual applicants, but these plans typically have a waiting period of 10 to 12 months before maternity benefits become available.
Do you offer coverage for expatriates in Africa?
Pacific Prime offers comprehensive international health insurance coverage for expatriates throughout Africa, including Zambia. They work with multiple international insurers who provide both worldwide coverage and Africa-specific policies, with specialized advisors in their Dubai office who focus on the African region.
Hi I am currently living and working in Shanghai, and am inquiring about travel insurance for myself and my husband I am interested in either a policy for a single holiday, or an annual policy. Can you please advise if you offer such policies. Thanks
Pacific Prime offers both single trip and multi-trip travel insurance from BUPA, as well as annual health policies from insurers like Cigna, Aetna, and Now Health. Annual plans provide worldwide coverage and can be renewed yearly without re-underwriting, offering continuous protection compared to short-term travel insurance.
Do you have policies that only cover the Philippines and other Asian countries?
Yes, Pacific Prime offers international health insurance plans that cover the Philippines and other Asian countries (excluding China if preferred). These plans provide access to private and public medical facilities and can include hospitalization, outpatient benefits, emergency evacuation, and repatriation coverage from providers like Allianz, Bupa, Cigna, and others.
Could you kindly send me the quotations for health cover for my husband and son as dependents?
To provide accurate health insurance quotations for you and your dependents in the UAE, we need additional information including your emirate of residence and visa issuing emirate, as different emirates have varying insurance requirements (such as HAAD compliance for Abu Dhabi residents).
We are going on a family vacation to South Africa for 2 months, however my son has some medical conditions that needs to be cover too. Do you have any insurance that will provide coverage for us?
Pacific Prime offers travel insurance through IHI BUPA that can provide comprehensive worldwide medical coverage for family vacations, including coverage for pre-existing medical conditions like your son’s shunt. The plan includes inpatient/outpatient coverage and emergency evacuation with no annual limit or deductible.
Can a Canadian living 6 months in the U.S. and 6 months in Mexico get medical insurance?
Yes, annual international health insurance plans are available for Canadians living abroad who split their time between multiple countries. These plans offer comprehensive worldwide coverage and are portable, making them ideal for someone living 6 months in the U.S. and 6 months in Mexico.
Can you provide a quotation with recognized insurance companies in Australia?
Yes, Pacific Prime works with recognized insurance companies like BUPA, Cigna, AXA, Allianz, and others that provide health insurance meeting Australian standards and 457 visa requirements. These policies are specifically designed to comply with Australia’s mandatory health insurance requirements for travelers and visa holders.
I am a U.S. citizen who is considering retiring to the Philippines. I am 75 years old and in excellent health. I am concerned about the cost of health care in Thailand.
While basic outpatient care costs are minimal in Thailand, emergency and inpatient treatments can result in very high expenses without proper coverage. It’s recommended to secure private health insurance to protect against these potentially costly medical situations.
si me voy a vivir a Canadá hoy, y tengo un bebe alla,tengo algún tiempo previo que tengo que haber vivido alla antes de quedar embarazada para que el seguro me cubra?
Para cobertura de embarazo en Canadá, las aseguradoras requieren períodos de carencia de 8 a 12 meses. Es posible quedar embarazada y tener cobertura si el nacimiento ocurre después del final del período de carencia, con más de 30 aseguradoras internacionales disponibles.
I am looking for cover in Saudi Arabia for my family. Can you please advise if BUPA has good family insurance options?
BUPA offers different plans for Saudi Arabia families. For Saudi residence visa (Iqama) requirements, you need BUPA Saudi (which Pacific Prime cannot provide), but they can offer advice on policy details. For international coverage, Pacific Prime can set up BUPA International plans for families.
I am traveling for a month only, does Pacific Prime offer insurance for short period?
Yes, Pacific Prime offers travel insurance for short periods from a few weeks to one year. They provide travel medical insurance from IHI-BUPA (more comprehensive with sports coverage) and IMG (more affordable with basic coverage), with specific recommendations based on your travel destination and requirements.
I am traveling to Egypt for 9 days for a business trip, do you have insurance that will cover me?
Yes, Pacific Prime offers travel medical insurance for short business trips to Egypt. Coverage is available from IMG and IHI-BUPA for trips ranging from 1 day to a full year, and can be customized to fit your specific travel schedule and requirements.
My husband and I are seeking Insurance cover in Ghana, I am a Ghanian Citizen and he is British. Will it be possible for us to be insured with BUPA?
Yes, both Ghanaian citizens and British nationals can obtain BUPA health insurance coverage in Ghana. Pacific Prime can assist with BUPA applications and help select the most suitable plan based on your specific needs, including options for inpatient/outpatient benefits, dental, and maternity coverage.
Does your company offer any coverage for pregnant women traveling to the Netherlands to study for a duration of 80 days?
Yes, Pacific Prime offers coverage for pregnant women traveling to the Netherlands for short-term study. IHI provides plans that cover unexpected pregnancy complications up to the 36th week for currently pregnant women, with costs varying based on the number of people and their ages on the plan.
Do you offer medical insurance plans if we travel to the United States?
Yes, Pacific Prime offers medical insurance plans that cover travel to the United States. They work with various international insurers to provide short-term, holiday, and annually renewable policies that can include both hospitalization and day-to-day medical visits depending on your specific needs and duration of travel.
How long does it take to process a health insurance application?
International health insurance applications typically take 2-5 working days to process once submitted to the insurer. Applications with pre-existing medical conditions may take longer for medical underwriting review, while insurers like BUPA, Allianz, and CIGNA often process applications in just 2 days.
Would you offer cover for Canadian citizens going back and forth to the US?
Pacific Prime offers several insurance options for Canadian citizens who frequently travel between Canada and the US, ranging from yearly plans to travel plans designed for frequent short trips. Coverage options depend on factors like trip frequency, duration of stays, and which country is considered the primary residence.
Do you provide health insurance plans that provide coverage for an entire family in India and Bahrain?
Yes, Pacific Prime offers family health insurance plans that provide coverage in both India and Bahrain. These international plans include comprehensive benefits like hospitalization, outpatient care, emergency evacuation, dental, maternity, and preventive care, with pricing based on family size and member ages.
Can I still get an insurance plan if I have type II diabetes and take oral medication daily?
Yes, you can get health insurance coverage even with type II diabetes. Pacific Prime works closely with several insurance providers that offer full coverage for individuals with pre-existing medical conditions like diabetes, regardless of how long you’ve had the condition or current medication requirements.
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