Can you offer coverage in Laos

Question: 
Can I get an Insurance Plan that covers me whilst working in a hydroelectric powerstation in Laos, South East Asia. I am an Engineer in charge of closing out warranty work.

Answer: 
Pacific Prime provides International Health Insurance coverage to individuals in any area of the world, including Laos. Laos Health Insurance which we can offer will typically afford a range of different coverage options to suit the needs of expatriates living within the South East Asian region.

Our Expat Health Insurance plans are normally globally portable, and as such will provide coverage anywhere in the world. With worldwide cover, you can use your medical coverage in any area of the world; whether you’re traveling or visiting your home country. We also understand that circumstances change, so if you decide to move to another country or return to your home country, our global health insurance plans allow you to take your policy with you.

Pacific Prime works with a number of internationally leading health insurance companies that specifically cater to expats and their families. We understand that not every individual has the same needs and circumstances, which is why we like to offer our customers flexibility and comprehensive Individual Health Insurance plans. Pacific Prime can offer a large range of coverage benefits and competitive premiums, due to our established relationship with a large panel of leading health insurers.

Individual Health Insurance policies offered by Pacific Prime will give you the option of receiving coverage under a range of benefits including:

Inpatient Treatment

Dental health insurance

Maternity health insurance

Outpatient Treatment

Emergency Evacuation & Repatriation coverage

Geographic Coverage

Deductibles

Our premiums are calculated on your age and your geographic location. Healthcare costs vary throughout the world, therefore living in an area such as North America where hospital and treatment costs are high, can have a significant impact on your premium. Our International Health Insurance plans can offer geographic coverage benefits, allowing you to exclude areas such as North America, in order to reduce your premium.

Expat Health Insurance Plans which we provide are normally guaranteed renewable for life, giving you the assurance that no matter what happens, you will always have the comprehensive medical protection which you require. Generally our health insurance providers offer lifetime coverage, allowing you to renew your policy regardless of your age or if you’re health condition has changed.

At Pacific Prime we offer health insurance plans that ensure members have access to quality health care services, in any area of the world, for the rest of their life.

It is however recommended that expatriates living in Laos obtain a health insurance plan that covers emergency evacuation and repatriation services. Health care services in Laos are not on par with international standards, and are virtually non existent in rural, remote areas. In the case of a serious illness or accident, air evacuation to a hospital facility overseas to Bangkok will be required to receive the adequate level of care.

We have a range of health insurance coverage options whether you are looking for a comprehensive plan to basic coverage; giving you the option to add on or exclude certain treatment benefits. Our experienced advisors can customize an Individual Health Insurance plan that suits you. For more information on International Health Insurance Plans or to receive a free quote, please contact one of our dedicated advisors today.