What international student health insurance options can you offer

Question: 
I am looking for Medical Insurance for all eventualities for my son who is going to start his university in KL next month as an International student. Please provide all options and complete details. Thank you

Answer: 

You
have certainly come to the right place as here at Pacific Prime, International
Student Health insurance is one of our specialities. Our expert team of brokers
can provide you with numerous options for your son that can provide him with
highly comprehensive levels of coverage for the duration of his studies in Kuala Lumpur.

Pacific
Prime knows what it means to be an international student living abroad and all
the expenses that can bring. Living away from home can be difficult for many
students and so falling ill and having to deal with healthcare costs on their
own can really be especially challenging and scary for students.
As a parent, sending your child off to university can be a proud moment but
undoubtedly it comes with a certain amount of stress too. Pacific Prime can
help lower these stress levels somewhat by providing affordable medical
insurance for your son, even on a student’s budget. Therefore, if he should
require medical assistance, he won’t have to worry about how he is going to
afford it.

Student
health plans offered by Pacific Prime will normally include coverage for:

– In-patient treatment

– Out-patient treatment

– Emergency dental coverage

– Emergency medical evacuation

Want
to know a little bit about these benefits? No problem. In-patient coverage
refers to any treatment that will require an overnight stay at a hospital or
medical facility and will normally coverage room rates, anaesthetic fees and
other surgical related costs.
Out-patient care refers to treatment outside of a hospital such as general
practitioners’ fees, prescribed medicines and
medical tests.

Emergency
medical evacuation sounds extreme but if your son were to have a serious
accident and would need to be transported to a capable hospital, or back to
your home country, this type of coverage may be able to help cover the often
extortionate fees associated with helicopter/flight costs.

These
benefits should cover any common ailments and medical issues your son could
encounter as a student as well as provide sufficient protection should any
major health issue occur.

The
international Student Health insurance
plans that Pacific Prime can provide are available to full time students
between 16 and 34 years of age who are studying outside of their home country.
Most policies will run for 12 months but can be renewed after each year.

So
how will the premium for your son’s insurance plan be calculated? This will
depend on the location your son is studying in, and the specific benefits you
wish to be included in his plan. To find out more about what benefits you can
choose from and the exact premium, please get in touch with a member of our
expert team of brokers and they will be happy to help you learn more.

With
premiums come deductibles. Simply put, each insurance policy will come with its
own set of deductibles and these are often put in place by the insurer to cover
certain health risks or are voluntarily selected by the policyholder so as to
reduce the overall cost of the premium.

Want
to know a bit more about the latest news in the Malaysian health insurance market?
Pacific Prime keeps abreast of all health related news and is constantly
updating their information page to help you find out more about KL or any other
worldwide destination.

To
find out more about how Pacific Prime can help your son, please contact us and a member of our
team can walk you through the often confusing process of selecting an
appropriate plan. Alternatively, you can fill in the short request form at the
top of this page and we will be in touch with the necessary information as soon
as possible.