The Best Travel Insurance Plans for a Trip to Greece

The 5 best and most affordable travel insurance policies for vacationers heading to Greece are the Silver plan from AXA, iTravelInsured Choice and Patriot Platinum from IMG, Voyager Choice from GeoBlue, and the Preferred Plan from Travel Guard.

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Are you traveling to Greece soon and need help picking the right travel insurance plan for your trip?

By the end of this article you should feel more prepared to pick the plan that works for you. We’ll discuss 5 of the best travel insurance plans on the market, and we’ll explain when travelers are mandated by law to have travel insurance to visit Greece.

It may also be helpful for you to better understand how the healthcare system works in Greece and to read our core article introducing The 5 Best Travel Insurance Companies before you choose.

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Top 5 Travel Insurance Policies for a Greece Vacation

Image of White Concrete Houses By Water In Santorini, Greece At Daytime with text overlay of "Travel Insurance Policies for a Greece Vacation"

The top travel insurance policies for travelers taking a vacation in Greece are AXA’s Silver Plan, IMG’s iTravelInsured Choice, IMG’s Patriot Platinum, GeoBlue Voyager Choice, and Travel Guard’s Preferred Plan. Each feature travel mishap and travel medical benefits with varying coverage limits.

We’ve taken one or two plans by each provider to compare, though most providers offer numerous plans with varying tiers of coverage that you can also consider selecting as your Greece travel insurance plan.

To compare the plans below, we will use a scenario of a thirty year old female traveling to Greece for 10 days in July. Her estimated trip cost total is $2,000. All monetary values are in US dollars (USD).

AXA – Travel Protection Silver Plan

AXA’s Silver Travel Protection plan is a single trip insurance plan featuring trip and mishap coverage. Benefits include trip cancellation and interruption, emergency medical benefits, baggage loss and delay, and more. A 10 day trip to Greece for a 30 year old woman can cost $69.

AXA also provides Gold and Platinum travel insurance plans with increased coverage and benefits. AXA’s Platinum plan, their most popular and comprehensive policy, includes adventure sports coverage.

AXA has more than 55 years experience as a leading global insurance company in the industry. They are well known for their comprehensive long-term health insurance plans for expats and global citizens. They also offer short-term health insurance plans less than a year for travelers and businesses.

AXA – Silver Plan Travel Protection Benefits
Benefit Description Covered by Plan
Trip Mishap Benefits
Plan Cost for a 10 Day Trip $69.00
Lost Baggage $750
Baggage Delay $200
Sporting Equipment Rental $0
Missed Connection $500
Trip Interruption 100% of Trip Cost
Trip Cancellation 100% of Trip Cost
Travel Delay $100/day ($500 max)
24/7 Global Hotline and Support Included
Concierge Services Included
Identity Theft Services Included
Medical Benefits
Medical Emergency Plan Maximum $25,000
Dental Care Due to Emergency $5,000
Emergency Medical Evacuation $100,000
Repatriation of Remains $100,000
Accidental Death & Dismemberment $10,000
Hospital Companion $10,000
Pre-Existing Conditions Coverage Available

Get a quote for this travel insurance plan online or by contacting our insurance experts.

IMG – iTravelInsured Choice

IMG’s iTravelInsured Choice is a single trip travel insurance plan ideal for individuals, families, and couples seeking coverage for common mishaps like trip cancellation, interruption, delay, lost baggage, and emergency care. A 10 day trip to Greece for a 30 year old American woman can cost $67.01.

iTravelInsured Choice is IMG’s most popular plan, but the iTravelInsured series also has a Lite plan (which has less coverage than Choice) and the SE and LX (which have more comprehensive coverage). The iTravelInsured Sport option is designed for adventures in mind.

IMG’s Patriot Lite, Patriot Plus, and Patriot Platinum plans are travel medical insurance plans designed specifically for coverage within the USA.

IMG – iTravelInsured Choice Plan Benefits
Benefit Description Covered by Plan
Trip Mishap Benefits
Plan Cost for a 10 Day Trip $67.01
Lost Baggage $1,000
Baggage Delay $300
Sporting Equipment Rental $250
Missed Connection $500
Trip Interruption 150% of Trip Cost
Trip Cancellation 100% of Trip Cost
Travel Delay $150/day ($1,000 max/person)
24/7 Global Hotline and Support Included
Medical Benefits
Medical Emergency Plan Maximum $100,000
Dental Care Due to Emergency $750
Emergency Medical Evacuation $500,000
Repatriation of Remains $500,000
Accidental Death & Dismemberment $10,000
Political or Personal Security Evacuation $100,000
Natural Disaster Evacuation $100,000
Emergency Prescription Replacement Covered
Pre-Existing Conditions Coverage Available

Get a quote for this travel insurance plan online or by contacting our insurance experts.

IMG – Patriot Platinum

IMG’s Patriot Platinum travel medical insurance plan is for international travelers wanting the most comprehensive short-term medical coverage. This plan offers extensive inpatient, outpatient, dental, and more benefits. A 10 day trip to Greece for a 30 year old woman can cost $10.13 – $43.25.

This short-term medical insurance plan covers travelers from as short as 5 days up to 12 months. If you want less comprehensive coverage, you can consider IMG’s Patriot Lite and Patriot Plus plans.

IMG – Patriot Platinum Plan Benefits
Benefit Description Covered by Plan
Medical Benefits
Medical Maximum Plan Limit $2,000,000; $5,000,000; or $8,000,000
Medical Deductible Options $0; $100; $250; $500; $1,000; $2,500; $5,000; $10,000; or $25,000
Plan Cost for a 10 Day Trip $10.13 – $43.25
Surgery, Anesthesia 100%
Assistant Surgeon 20% of primary surgeon’s eligible fee
Reconstructive Surgery 100%
Hospitalization / Room and Board; ICU 100%
In-Hospital Doctor Visits 100%
Diagnostic X-Ray and Labs 100%
Inpatient Medical Emergency  100% ($250 deductible in U.S. only)
Ambulatory Services 100%
Outpatient Prescription Drugs 100%
Outpatient Surgery 100%
Chemotherapy/ Radiation Therapy 100%
Physical Therapy 100%
Chiropractic Care 100%
Home Nursing Care 100%
Dental Care Due to Injury $300
Emergency Eye Examination $150
Outpatient Doctor Visit $15 copay
Urgent Care Clinic $25 copay
COVID-19 Tests, Diagnoses, and Treatments Covered
Pre-Existing Conditions Covered
Durable Medical Equipment 100%
Accidental Death and Dismemberment $50,000
Repatriation of Remains Up to plan maximum limit
Emergency Medical Evacuation Up to plan maximum limit
Political Evacuation and Repatriation $100,000
Terrorism $50,000
Return of Minor Children $100,000
Natural Disaster Evacuation $25,000
Natural Disaster $250/day up to 5 days
Hazardous Activities (Downhill Skiing and Scuba Diving) Optional add-on for $5.63
Telemedicine Virtual Visits Included
Emergency Family Travel Arrangements $1,500, must be in the ICU
Travel Intelligence Included
Trip Mishap Benefits
Lost Baggage $500 per trip
Post Departure Trip Interruption Transportation $5,000
Personal Liability $25,000
Pet Return $1,000
Return Travel $10,000
Identity Theft $500
Common Carrier Accidental Death $25,000/injured child; $100,000/injured adult; $250,000/family

Get a quote for this travel insurance plan online or by contacting our insurance experts.

GeoBlue – Voyager Choice

GeoBlue’s Voyager Choice is a single trip travel medical insurance plan boasting comprehensive inpatient, emergency, dental, and prescription coverage. Travelers in Greece can select their medical maximum from $50,000 – $1,000,000, and the plan can cost from $13.70 – $25.60 for a 10 day trip.

GeoBlue also offers an annual Multi-Trip Plan – Trekker Choice, and two long-term expat medical insurance plans – Xplorer Essential and Xplorer Premier.

GeoBlue is a leading travel and medical insurance provider for travelers and expats worldwide. With a network of providers spanning more than 180 countries and 1.7 million providers, GeoBlue provides travelers with reliable, experienced, comprehensive coverage.

GeoBlue – Voyager Choice Plan Benefits
Benefit Description Covered by Plan
Medical Benefits
Medical Maximum Plan Limit $50,000; $100,000; $500,000; or $1,000,000
Medical Deductible Options $0; $100; $250; or $500
Plan Cost for a 10 Day Trip $13.70 – $21.50
Plan Cost for a 10 Day Trip With Pre-Existing Conditions $14.90 – $25.60
Surgery, Anesthesia 100%
In-Hospital Doctor Visits 100%
Diagnostic X-Ray and Labs 100%
Inpatient Medical Emergency  100%
Ambulatory Services 100%
Outpatient Prescription Drugs 100%
Physical and Occupational Therapy 6 Visits, $100/visit
Dental Care Due to Injury 100% up to $500
Dental Care Due to Pain 100% up to $250
COVID-19 Tests, Diagnoses, and Treatments Covered
Pre-Existing Conditions Covered
Accidental Death and Dismemberment $50,000
Repatriation of Remains $25,000
Emergency Medical Evacuation $500,000
Hazardous Activities (Downhill Skiing and Scuba Diving) $25,000
24/7 Global Health Access and Support Included
Telemedicine Virtual Visits Included
Emergency Family Travel Arrangements $2,500 for one round trip flight
Trip Mishap Benefits
Lost Baggage $500 per trip
Post Departure Trip Interruption Transportation $1,000
Post Departure Trip Interruption Quarantine Lodging and Incidentals $50/day up to 10 days

Get a quote for this travel insurance plan online or by contacting our insurance experts.

Travel Guard – Preferred Plan

Image of White And Red Houses By Water In Kefalonia, Greece Under Daylight with text overlay of "Travel Guard - Preferred Plan"

Travel Guard’s Preferred Plan is a travel mishap coverage plan for single trips. This is a great option for vacation travel and families who need comprehensive travel coverage with a variety of add-ons and less medical protection. A 10 day trip to Greece for a 30 year old woman can cost $132.67.

Optional add-ons include:

  • Cancel for any reason
  • Adventure sports bundle
  • Name your family bundle
  • Medical bundle
  • Inconvenience bundle
  • Baggage bundle
  • Pet bundle
  • Security bundle
  • Rental car damage coverage
  • Wedding bundle
  • Quarantine bundle

Travel Guard also offers in this core travel insurance series the Essential plan (for less coverage) and the Deluxe plan (for more coverage). If you have a spontaneous trip, you may want the Pack N’ Go plan, and if you plan to travel multiple times this year, the Annual plan is your go-to choice.

Travel Guard – Preferred Plan Benefits
Benefit Description Covered by Plan
Trip Mishap Benefits
Plan Cost for a 10 Day Trip $132.67
Lost Baggage $1,000
Baggage Delay $300
Missed Connection $1,000
Trip Interruption 150% of Trip Cost
Trip Interruption – Return Transportation Only $750
Trip Cancellation 100% of Trip Cost
Travel Delay $200/day ($800 max)
Trip Exchange Up to 50% Trip Cost
Trip Saver $2,500
Travel Inconvenience Benefits $750
24/7 Global Hotline and Support Included
Concierge Services Included
Identity Theft Services Included
Medical Benefits
Medical Emergency Plan Maximum $50,000
Dental Care Due to Emergency $500
Emergency Medical Evacuation $500,000
Repatriation of Remains $500,000
Accidental Death & Dismemberment $30,000
Ancillary Evacuation $5,000
Pre-Existing Conditions Coverage Available

Get a quote for this travel insurance plan online or by contacting our insurance experts.

When Travel Insurance is Mandatory to Visit Greece

Having sufficient travel insurance is mandatory by law for non-EU visitors to Greece who are required to apply for a Schengen Visa. Citizens from the United States are exempted from needing a Schengen Visa to enter the Schengen Area. Consult the list of countries to see if your country is exempted.

The Schengen Visa and Who Needs to Apply for One

The Schengen Visa is a short-term travel visa that allows non-EU citizens to enter the Schengen Area for a temporary visit of up to 90 days within any 180-day period. Applications must be sent at least 15 days before travel begins but not earlier than 6 months before your trip.

If your country is not exempt from the law requiring Schengen Visas, and if you do not get one, you will not be able to enter Greece.

Citizens of any of the following countries are exempted from needing a Schengen Visa (though this is not a comprehensive list):

  • United States
  • Canada
  • Japan
  • United Kingdom
  • Australia
  • Israel
  • Mexico
  • Ukraine
  • United Arab Emirates

Read here to learn where to apply for a Schengen Visa.

Travel Insurance Requirements for the Schengen Visa

The Schengen Visa application process requires applicants to show proof of having travel insurance with the the following minimum benefits:

  • At least €30,000 (about USD $30,000) in medical expenses
  • Valid coverage across all Schengen Area member states
  • Coverage for medical repatriation and emergency medical care
  • The policy must be active for the entire duration of your trip
  • The policy must have a $0 deductible with 100% coverage

When purchasing your travel insurance for your trip to Greece, make sure your plan meets these requirements. If you’re not sure, consult with our broker team.

Benefits of Using a Broker for Travel Insurance to Greece

Brokers can save travelers time and money by aiding in the research and comparison process and by using their market knowledge to find you the best deals available. Travelers heading to Greece should purchase their insurance plans through a broker instead of directly from the insurance company.

Here are some benefits travelers get from using an insurance broker:

  1. You get access to more insurance choices.
  2. You get experienced insurance experts researching your situation for you.
  3. You get access to the most cost-effective plans available.
  4. You get assistance when submitting claims for reimbursement.
  5. You get expert advice designed to help you find the right plan for you, not to be led to the plan an insurance agent wants you to choose.

There are many more benefits to using a broker, and Pacific Prime is your broker of choice. Let us help you find the right Greece travel insurance plan for your budget and needs. Contact us to learn more!

Frequently Asked Questions

What travel insurance is required for a Greece trip?

Schengen visa applicants travelling to Greece are required to have travel insurance with at least €30,000 (about USD $30,000) in medical coverage. Policies also must cover medical emergencies, trip cancellations, lost baggage, and emergency evacuation. Get coverage for a rental car if applicable.

Do I need to carry my passport when touring Greece?

Tourists should carry their passport for identification with them when touring in Greece, especially when checking into hotels or renting vehicles. While not always required, police may request it. A photocopy can be useful, but the original is best for official matters.

What does travel insurance fail to cover in Greece?

Travel insurance for a Greece trip won’t cover pre-existing conditions unless specified, reckless activities, intoxication-related incidents, or civil unrest. Standard policies may exclude extreme sports, missed flights due to personal negligence, and losses from unattended belongings.

Conclusion

This detailed article covered an in-depth comparison of the 5 best travel insurance plans for travelers heading to Greece for a single trip. Our charts show the mishap benefits and the medical coverage offered by each provider, and we mentioned other plans offered by these top providers.

If you’re ready to begin comparing travel insurance quotes, we recommend contacting one of our insurance brokers.

If you’re not set on traveling to Greece or want to tour other countries, read our articles Top Travel Insurance Providers in Italy: Compare Plans and Compare the Top Travel Insurance Providers in Spain

Greece travelers may also want to read these articles:

Head of Content at Pacific Prime
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung
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