Living in Bali as an American: Essential Expat Guide

Moving to Bali as an American offers a relaxed lifestyle with affordable living costs, scenic beaches, and a welcoming expat community. This Pacific Prime guide covers everything you need to know including visas, housing, healthcare, and daily essentials to make your transition smoother and hassle-free.

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American expats often ask about Bali’s visa options, cost of living, and healthcare quality. Here, you’ll find clear answers to these questions along with practical tips on transportation, food, and settling into Balinese culture to help you decide if Bali is the right fit for your next chapter.

Retiring in Bali: A Guide for American Expats

Image of Handara Gate With Mountain Backdrop And Vibrant Green Surroundings with text overlay of "Retiring in Bali: A Guide for American Expats"

For many Americans, retiring to a city away from the skyscrapers is a retirement goal. Bali is one of the places Americans are moving to for its beautiful scenery, lush greenery, and picturesque beaches.

Bali makes it very easy for expats, thanks to the island’s low cost of living and work permit visa, KITAS. The visa is issued for one year and can be renewed annually.

Here are the following documents you need to get a retirement visa in Bali: 

  • Proof of funds (pension)
  • Medical insurance
  • Valid passport
  • Proof of education
  • Work certificate for a minimum, of 5 years
  • Color Scan of Curriculum Vitae (CV) stamped by the company and signed by the director on a Materei 6000 stamp
  • Photo size 3x4cm, 4x6cm each size 4pcs with a red background

Complete Bali Relocation Guide for Americans

You may have a lot of questions about working in Bali, transportation, food, and more as you think about moving to Bali as an American. We have put together a comprehensive list of helpful information to help you navigate Bali.

Unlike moving to any other Western country, moving to Bali comes with its own set of challenges. In this article, we will learn more about the country, its culture, local customs regarding visas and housing, and learning a new way of life.

This Pacific Prime guide for American expats in Bali provides insight into various aspects of the move. Without further ado, let’s dive into the following topics:

  • Visas for Americans in Bali
  • Housing for Americans in Bali
  • Cost of Living for American expats in Bali
  • Healthcare for American expats in Bali

Visa Options for Americans Moving to Bali

From the Social Budaya Visa to the Tourist Visa on Arrival, Bali offers many different visa options for American expats. However, these visas only allow you to stay in the country for a short period up to 90 days, and can be extended up to six months.

Consider a business visa or retirement visa if you are 55 years or older if you want to live in the country for longer.

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Housing Choices for American Expats in Bali

From apartments to luxury condominiums, Americans will find a wide range of housing options in Bali. The good news is that you can find a good home within your budget. Most Americans living in Bali prefer to rent apartments and villas.

You will find a number of options for short-term rentals throughout Bali. However, if you’re looking to live for a year or more, it’s best to get a “Kontrak” or lease. The only downside to this type of rental is that you have to pay a deposit in advance for the duration of the contract, which can be anywhere from one to many years.

Note that expats cannot own land or property in Bali. There is a legal framework, however, that allows you a long-term investment, such as a leasehold system, where an expat can lease a property for a long period of time (25-30 years with an option to extend).

When choosing a place to rent in Bali, it’s a good idea to choose a place that meets your needs and requirements such as food markets, healthcare or schooling, and more.

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Bali Living Costs for American Expats

The cost of living in Bali is affordable for many expats when compared to the cost of living in Western countries. Bali is one of the more affordable options for expats moving to the Southeast Asia region.

Here is a brief overview of the cost of living in Bali for American expats:

  • Housing: A one-bedroom apartment in downtown Bali in 2023 would cost around USD $300-$600. However, if you can stretch your budget, you can also find more luxurious villas, which are typically more expensive.
  • Utilities: From electricity to water and air conditioning, you will spend about USD $60 – $100 per month for an apartment in Bali.
  • Transportation: If you can drive a scooter, the cost of transportation is about USD $50 – $60 per month. In addition, the cost of gasoline is cheap in Bali, about USD $1 to fill up a scooter tank.
  • Groceries: Since a lot of produce is grown in Bali, local groceries are very affordable. You can get everything you need for the week for less than USD $15.

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Healthcare Guide for Americans in Bali

American expats may find the quality of healthcare in Bali to be lower than Western facilities. However, several international hospitals in Denpasar and Ubud offer some of the best medical services on the island.

You will be pleased to know that for general check-ups and minor problems you can consult local doctors, who are generally very helpful. Let’s take a quick look at the healthcare landscape in Bali for American expats:

  • Medicine and Pharmacies: There are many pharmacies throughout Bali, and both prescription and over-the-counter medications are cheaper than in the US.
  • Local clinics: Doctors in Bali are well trained and most doctors speak English. For minor problems, you can always go to a local clinic for a quick checkup.
  • International Hospitals: There are a few international hospitals that are popular with American expats in Bali. These hospitals are located in Kuts, Ubud and Denpensar and offer more specialized care.
  • Health Insurance: It’s very important to have comprehensive health insurance as an American expat living in Bali. If you already have a plan, make sure it covers medical evacuation and meets your other expat-specific needs.

Frequently Asked Questions

How is Bali for American Expats?

Bali is a great place for American expats to live without spending too much. Most American expats fall in love with Bali because you can live a high-quality life on a variety of budgets.

Are Balinese locals friendly to American expats?

Bali’s locals are some of the friendliest in Southeast Asia. You will find welcoming locals and helpful expats. However, like any crowded destination, Bali has its drawbacks, so be careful who you trust and where you go, especially at night.

How long can Americans or US citizens stay in Bali?

The Bali on Arrival Visa allows US citizens to stay in Bali for six months. After the six months are up, travelers can apply for a new single entry visa for another six months. This process can be repeated several times if you want to stay in the country for a longer period of time.

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Conclusion

From healthcare to housing, life in Bali is generally good and inexpensive for American expats. If you are planning to move to Bali, make sure you have the right insurance plan and stay in an area with convenient access to local markets.

Finally, we would like to remind you that comprehensive health insurance is very important for American expats living in Bali. You can always turn to the insurance experts at Pacific Prime to help you find a plan that fits your budget and needs. Contact Pacific Prime today for a free quote!

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